Advantageous Plus Personal Accident

Why Should You Prefer the Advantageous Plus Personal Accident Insurance?

Although we never want it to happen, we may face unpleasant surprises when least expected. With Advantageous Plus Personal Accident Insurance , you can insure accident dependent death, invalidity and treatment costs risks and continue your life without feeling under the weather.

Who can benefit?

Everyone between the age of 18 and 65 can benefit.

How long is the insurance period?

Policy period is 1 year. The policy is renewed automatically.

What are the types of coverage?

Accidental Death Indemnity
Coverage for Full and Partial Disability In Consequence of an Accident
Coverage for Treatment Costs Due to an Accident

Package	Accidental Death Indemnity	Coverage for Full and Partial Disability In Consequence of an Accident	Coverage for Treatment Costs Due to an Accident
1st Package	60.000 TL	60.000 TL	3.000 TL
2nd Package	90.000 TL	90.000 TL	4.500 TL
3rd Package	120.000 TL	120.000 TL	6.000 TL
4th Package	180.000 TL	180.000 TL	9.000 TL

What is the premium amount?

The premium amount is specified according to the package our insured has opted for.

Is any tax advantage available?

By means of deducting the premiums paid by you from the income tax assessment at the specified amount, you will be able to benefit from the tax advantage up to 15%. In order to receive more detailed information regarding the tax advantage, please examine our web page named the Life Insurance Tax Advantage.

Supplemental Benefit

Customers owning the 1st Package and the 2nd Package: Advantageous Health Package and Check Up

Customers owning the 3rd Package: Advantageous Health Package, Check-up and Combi&Air Conditioner

Customers owning the 4th Package: Advantageous Health Package, Check-up, Combi&Air Conditioner and Additional Benefit of the Child Package

Scope of the Additional Benefit of Advantageous Health Package

Dental Plan: Dental examination, scaling (lower and upper jaw), single tooth region x-ray and local anesthesia at contracted clinics and dentist practices shall be provided once a year free of charge. Furthermore, all dental services shall be provided at the base fee the tariff of Turkish Dental Association for the current year.
Health Plan: Discount at a rate of 5%-40% shall be provided for the services provided at approximately 600 contracted clinics and hospitals.
Eye-Ear Plan: Discount at a rate of 5%-40% shall be granted for the services provided at approximately 500 points comprising contracted physicians, clinics and hospitals.
Pharmacy Plan: Discount at a rate of 2%-20% for the medicines and cosmetics at approximately 1,000 contracted pharmacies and 25% to 45% at 80 optical centers.

Scope of the Additional Benefit of “Check-up”

Physician Assessment: Assessment of the results by a physician
Single-Sided Chest X-Ray: Screening test of the lungs, hearth and adjacent organs.
ECG: Detection and monitoring of coronary diseases and hearth rhythm disorders
Complete Blood Count (18 Parameters): Examination and monitoring of blood diseases and diseases of the other tissue and organs
Full Urine Test: Examination of kidney, bladder and urinary tract diseases
Sedimentation: Non-specific diagnosis test of particularly infections and rheumatic diseases
Fasting Blood Glucose: Diabetes Diagnosis Test
Total Cholesterol: Risk Assessment test of coronary diseases

In order to obtain information and make an appointment regarding the additional benefits of the Advantageous Health Package and Check-up, you may call the AgeSA Advantageous Health Services Line at 0 212 978 14 65.

House Care Package

Services With Respect to Combi Maintenance & Air Conditioner Maintenance & Carpet Washing

Combi Maintenance

The Combi Maintenance service shall be valid free of charge for 1 (one) time per year and it shall only be applicable for 1 (one) combi which is available in the residence address of the insured. The Combi Maintenance service shall be applicable for the residence type condensing and non-condensing devices. In the case where more than one combis are available in the address of the insured, the free maintenance service shall be provided for one combi and in the case where the maintenance service is also requested for the other combi, the relevant service shall be provided with discount.

Scope of the Combi Maintenance Package:

Trouble shooting
Cleaning of the dusts which accumulate in the device upon dismantling of the cover
Fan control
Exchanger control
Electrical leakage control

Air Conditioner Maintenance

The Air Conditioner Maintenance service shall be valid free of charge for 1 (one) time per year and it shall only be applicable for 1 (one) air conditioner which is available in the residence address of the insured. The Air Conditioner Maintenance service shall be valid for mobile, wall type and free-standing air conditioners. In the case where more than one air conditioners are available in the address of the insured, the free maintenance service shall be provided for one air conditioner and in the case where the maintenance service is also requested for the other air conditioner, the relevant service shall be provided with discount.

Scope of the Air Conditioner Maintenance Package:

Trouble shooting
Electrical leakage control
Measurement of gas pressure
Cleaning of the internal unit filters
Cleaning of plastic boxes in the internal and external unit

Exceptions With Respect to the Combi and Air Conditioner Maintenance:

The maintenance service shall not be provided to the nonoperating, broken, disassembled, malfunctioned devices or to the devices whose physical conditions are not appropriate. In the case where the service official determines a malfunction in the course of the maintenance operation, the maintenance operation shall not be continued in order to avoid the intensification of malfunction, etc. reasons. If approved by the insured, the service official shall provide the maintenance service subsequent to executing the repair operation with respect to the malfunction on the basis of discounted prices. In the case where the insured wishes to have the repair operation with respect to the malfunction be conducted by another service, the service official shall leave the address of the insured without executing the maintenance operation. In this case, the right of the Insured with respect to benefiting from the maintenance service on a different date and subsequent to repair of the malfunction shall be reserved.
The maintenance service shall not be provided to the devices at the age of 10 and above.

Additional Information With Respect to the Combi and Air Conditioner Maintenance:

The Combi and Air Conditioner maintenance service shall only be provided in the residential address of the insured. In the case where the insured wishes to benefit from these services in a different address, the service with respect to other address shall be organized in a discounted manner.
In the course of the appointment request, whether the device has a malfunction or not, the brand, operating period of the device and whether it is under the warranty of the producer or not, etc. questions shall be asked by the officials of the AgeSA Service Line.
In the case where an additional operation becomes necessary during the maintenance, the service official shall provide the relevant service at the prices discounted up to 30% pursuant to the approval of the insured.
The Combi and Air Conditioner Maintenance service shall be provided upon opening of the cover unit of the device. Therefore, the provision of the maintenance service is not recommended in terms of the devices under warranty for the reason that the maintenance operation excludes the device from the scope of the warranty. In the case where the insured wishes to benefit from the maintenance service despite this information, the relevant service shall be provided if the insured gives his/her written letter of consent.
In normal conditions, the received service requests are satisfied within maximum 10 (ten) business days. The specified service period can vary due to the extraordinary conditions, periodical work load density, etc. reasons.

Carpet Washing:

The free carpet washing service shall be valid for the machine carpets.
The insured shall be entitled to receive free washing service with regard to the carpets up to 6 square meters once per year. With respect to the carpets over 6 square meters, discounts at the rate of 5%-30% are provided.
The free and discounted carpet washing services shall be valid for the carpets which are available in the residential address of the insured.
In the course of the appointment request, the type and square meters of the carpet shall be asked by the officials of the AgeSA Service Line.
The received service requests are satisfied within maximum 10 business days.

In order to obtain information and make appointments regarding the Combi Maintenance, Air Conditioner Maintenance and Carpet Washing services, you may call the AgeSA Service Line at 0850 252 02 31.

Child Package

What is the Scope of the Child Package?

Child Health Consultancy:

The parents can benefit from the consultancy service of a doctor by telephone with regard to the matters that are wandered by them concerning the child heath. *

*Within the context of the Child Health Consultancy Service, no medicines shall be advised and no prescriptions shall be issued and no comments shall be made with respect to the current medicines or prescriptions if available. The provided consultancy service is not in the nature of examination, diagnosis or treatment and this service only constitutes an information provision service which is aimed at formation of an opinion and canalizing the client accurately. The consultancy service shall not replace the medical consultation service. In case of medical emergencies, the consultancy service shall only consist of the provision of urgent advice regarding the emergency situation and canalization of the client to the emergency medical services.

In order to benefit from the Child Health Consultancy services, please click immediately.

Pedagogue / Psychologist Consultancy

The introductory session shall be provided free of charge before the contracted Pedagogues and Psychologists. In the case where the continuance of the sessions is desired, it is possible to benefit from the discount advantage up to 30%.

Overcoming of the problems such as the examination fear, lack of concentration,
Distractibility, lack of self-confidence
Failure in school
All other matters which are comprised within the context of psychology (Divorce process, preclusion of child jealousy, emotional and behavioural problems, crying spells, sleep problems/sleeping habits, thumbsucking, lying, twitches – obsessions, etc.) are within the scope of the consultancy.

In order to benefit from the Pedagogue / Psychologist Consultancy services, please click immediately.

Training Coaching

Within the scope of the training coaching service provided by means of the telephone, detailed information regarding the alternatives of private schools to which the client can send his/her child within the facilities of his/her budget shall be provided. This service covers all age groups until the university period.

In order to benefit from the Training Coaching services, please click immediately.

Career Coaching

With respect to the 7th-12th grade students and the graduate students who are preparing for the university and the university students, the career coaching introductory session shall be provided free of charge and other sessions shall be provided with 15% discount. This service is provided through packages comprising 5 sessions. In the case where face to face sessions are requested, this service can only be provided in the province of Istanbul. The Career Coaching service which will be received by telephone consists of single session and entire Turkey is comprised within the scope of this service.

Within the scope of the service, support with regard to the below stated matters can be received:

Preference consultancy
CV completion request
How should we prepare for the job interviews and how would the clothing preference be made?
Determination of the inclination of the student and making choices pursuant to the area of interest and skills of the student
Exam preparation tactics

In order to benefit from the Career Coaching services, please click immediately.

Discounted Social Activity, Foreign Education

With regard to art, sports, foreign summer-winter schools, workshops, etc. activities, discounts up to 30% are provided.

In order to benefit from the Discounted Social Activity and Foreign Education services, please click immediately.

Discounted Study Centers, Language Course, Stationery, Publishing House, Summer-Winter camps

Up to 30% discount is provided in the contracted institutions.

In order to benefit from Discounted Study Center, Language Course, Stationery, Publishing House, Summer-Winter camp services, please click immediately.

In order to obtain information and make appointments regarding the additional benefits, you may call the AgeSA Child Package Additional Benefits Line at 0850 252 02 31.

*The stated reimbursement and premium refund constitutes indemnity payment of the “life coverage” indemnity.

**AgeSA Hayat ve Emeklilik A.Ş. will be entitled to change the scope of the “Discounts and Advantages” provided by it or terminate it completely. In the case where the scope of the “Discounts and Advantages” are changed or it is terminated completely, AgeSA Hayat ve Emeklilik A.Ş. shall make a notification to the clients via the communication channel to be determined by it.

***Within the context of the Child Health Consultancy Service, no medicines shall be advised and no prescriptions shall be issued and no comments shall be made with respect to the current medicines or prescriptions if available. The provided consultancy service is not in the nature of examination, diagnosis or treatment and this service only constitutes an information provision service which is aimed at formation of an opinion and canalizing the client accurately. The consultancy service shall not replace the medical consultation service. In case of medical emergencies, the consultancy service shall only consist of the provision of urgent advice regarding the emergency situation and canalization of the client to the emergency medical services.

Where and how can I purchase the Advantage Plus Personal Accident Insurance?

SOCIAL MEDIA ACCOUNTS