Credit Protection Insurance

Credit Protection Insurance

Your credit payments are now under protection against the risks of death, disability, unemployment and critical illnesses.

Why Should I Prefer the AgeSA Credit Protection Insurance?

Although we work to secure our lives and live well, sometimes we face bad surprises like; experience periods when we cannot continue working, face unexpected illnesses or face the risk of death / disability. Akbank customers who receive a Consumer, Mortgage, Vehicle or SME Loan from Akbank have a life insurance policy that protects their quality of life and helps them pay their loan installments: Kredim Güvende.

Credit Protection Insurance
Who can benefit?

All our customers who receive;

Consumer, Vehicle, or SME loan at Akbank and aged between 18-75

Mortgage loan at Akbank and aged between 18-70

Credit Protection Insurance
Policy Period
The policy period is compliant with your Credit period.    

Which coverages are comprised?

  • Death
  • Complete and Permanent Disability Due to Accident or Sickness
  • Alternate Unemployment (Optional)
  • Critical Illnesses (Optional)

How is the coverage amount determined?

Determined based on the amount of credit you will use.

Credit Protection Insurance
Currency
The currency of the AgeSA Credit Protection Insurance is Turkish Lira.    
Credit Protection Insurance
Premium Amount
Insurance premium amount is calculated based on your insurance initiation age, gender and the coverage amounts you choose.  

Is any tax advantage available?

Yes. Provided that 15% of your monthly gross wage and the annual gross minimum wage is not exceeded, you can benefit from the tax advantage.

In order to receive more detailed information regarding the tax advantage, you can examine our web page named the Life Insurance Tax Advantage.

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