Responsible and Sustainable Business Models

Responsible and Sustainable Business Models

Sustainable Development Goals (SDG) Linked Products and Services

We focus on increasing the number of products linked to the Sustainable Development Goals (SDGs) and the revenues generated from these products.

Inclusive Services

Video call and fund advisory services in sign language for our hearing-impaired customers

Audio guidance support for our visually-impaired customers

Expanded inclusivity in credit-based products

Product features that provide financial flexibility

Involuntary unemployment coverage

Health Services

Supplementary Health Insurance

Coverage against critical illnesses

Check-up, health consultancy, home care, and child development packages integrated into our personal accident insurance products

Digital Services

AgeSA mobile application

Digital fund management service (FonPro)

Bi’Tıkla online sales platform and biometric signature technology

Responsible Investment

Sustainable Equity Pension Fund

Our Sustainable Equity Pension Fund invests in companies listed primarily in the BIST Sustainability Index as well as other recognized global sustainability indices. The fund aims to generate long-term, risk‑adjusted financial returns by integrating material environmental, social and governance (ESG) factors into investment decisions. Our aim is to encourage private pension participants to contribute to sustainability while providing financial support and resources to companies that prioritize sustainable practices.

As one of the leading funds in terms of both participant numbers and assets under management, the fund is currently included in nine pension plans. Leveraging our digital fund management platform, we incorporate sustainability‑oriented allocations into our recommended asset mixes, contributing to the fund’s continued growth and supporting the transition toward more sustainable capital markets.

ESG Risk Assessment and Portfolio Management Approach

In alignment with the Sabancı Responsible Investment Principles, we conduct an ESG risk assessment across our investment portfolio. This assessment evaluates company performance across key sustainability dimensions—including environmental impact, social capital, human rights, business ethics, and governance practices—based on their potential to influence financial performance.

Based on this assessment, we exclude companies engaged in prohibited activities from our investment universe, collaborate with companies identified as high risk, and ensure systematic monitoring of those assessed as medium or low risk.

This approach supports transparent, accountable, and performance-oriented sustainable investment practices that align with the expectations of responsible investors and financially material ESG disclosures.

Sustainable Development Goals (SDG) Linked Innovation

As one of the main sponsors of İTÜ Çekirdek Big Bang, Turkey’s largest innovative startup incubation program, we support innovative entrepreneurs by providing grants, mentorship, and collaboration opportunities. In our selection process for grant support, the contribution of startups to sustainability is among our top priority criteria.

SOCIAL MEDIA ACCOUNTS

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